Insurance for your treatments & products
Insurance cover for therapists who make products
Independent Professional Therapists International (IPTI) offer a comprehensive insurance policy for over 220 alternative and complementary therapies and 40 beauty treatments. If you are among those who are qualified within these 260 categories, you can be covered for products up to the value of £10,000 and up to £1,0 00,000 for Treatment Risk and Public and Product Liability. The good thing is that you don’t need to sell only to your clients; you can also sell to the public. This insurance appears to be very flexible.
IPTI
Tel: 01777 70038
Web: www.iptiuk.com
Sadly they closed down due to COVID related reasons.
Instead contact Wellbeing Insurance at 01252 735806 or enquiries@wellbeinginsurance.co.uk who were their broker and may be able to help you.
wellbeinginsurance.co.uk
Insurance cover for home crafters who are not therapists
If you are not a therapist, you can use the services of Ian W. Wallace Home Craft Insurance scheme. You can receive public and product liability insurance for up to £1million. They only insure cosmetic products and there is no upper limit for your turnover. Any treatments you undertake are not insured. The insurance is valid for the UK as well as the Republic of Ireland.
Ian W. Wallace Craft Insurance
Tel: 0800 919 359
Web: www.craftinsurance.co.uk
For therapists who are members of the Federation of Holistic Therapists (FHT)
The FHT can insure you if you are a member for selling personal care products to the public.
Therapy Insurance Services (Handling FHT’s insurance)
Tel: 023 8062 1550
Insurance cover for Businesses and Therapists
Balens Insurance
Balen's has introduced a ‘Bridge Insurance’. It covers transit, contents (up to £15,000), buildings, and product liability for up to £2million.
Tel: 01684 893006
https://www.balens.co.uk/